Resources

Helpful Links &
Industry Resources

A curated list of government, regulatory, and industry resources to help you navigate the mortgage and homebuying process with confidence.

Finance in Florida Tools

Closing Cost Calculator Estimate your closing costs based on loan amount, property type, and location — no email required.

Government & Regulatory

HUD — U.S. Dept. of Housing & Urban Development Federal housing policy, homebuyer education, and fair housing guidance.

FHA — Federal Housing Administration Low-down-payment loan programs backed by the federal government.

Fannie Mae Secondary mortgage market, loan guidelines, and homebuyer resources.

Freddie Mac Conventional loan guidelines, homebuyer tools, and market data.

DBPR — FL Dept. of Business & Professional Regulation Verify Florida real estate and mortgage licenses.

NMLS Consumer Access Look up licensed mortgage professionals and companies nationwide.

Industry Associations

NAMB — National Association of Mortgage Brokers The leading trade association for mortgage broker professionals.

Mortgage Bankers Association Industry research, advocacy, and education for real estate finance professionals.

<style>
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600&family=DM+Sans:wght@300;400;500&display=swap');

.fif-wrap * { box-sizing: border-box; }
.fif-wrap {
  background: #091E5F !important;
  font-family: 'DM Sans', sans-serif !important;
  color: #fff !important;
  width: 100vw;
  position: relative;
  left: 50%;
  margin-left: -50vw;
  padding: 50px 60px 0;
}
.fif-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
.fif-col {
  padding: 0 40px;
  border-right: 1px solid rgba(255,255,255,0.08);
}
.fif-col:first-child { padding-left: 0; }
.fif-col:last-child { border-right: none; padding-right: 0; }
.fif-divider {
  width: 28px;
  height: 2px;
  background: rgba(255,255,255,0.2);
  margin-bottom: 14px;
}
.fif-col h4 {
  font-size: 10px !important;
  font-weight: 500 !important;
  letter-spacing: 2.5px !important;
  text-transform: uppercase !important;
  color: rgba(255,255,255,0.4) !important;
  margin: 0 0 22px !important;
  font-family: 'DM Sans', sans-serif !important;
}
.fif-name {
  font-family: 'Playfair Display', serif !important;
  font-size: 20px !important;
  font-weight: 600 !important;
  color: #fff !important;
  margin: 0 0 18px !important;
  display: block;
}
.fif-item {
  display: flex !important;
  align-items: center !important;
  gap: 9px !important;
  margin-bottom: 11px !important;
  color: rgba(255,255,255,0.65) !important;
  font-size: 14px !important;
  font-family: 'DM Sans', sans-serif !important;
}
.fif-item svg {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
  opacity: 0.4;
  stroke: #fff;
}
.fif-nmls {
  display: inline-block !important;
  margin-top: 18px !important;
  background: rgba(255,255,255,0.07) !important;
  border: 1px solid rgba(255,255,255,0.15) !important;
  border-radius: 4px !important;
  padding: 5px 13px !important;
  font-size: 12px !important;
  letter-spacing: 0.5px !important;
  color: rgba(255,255,255,0.5) !important;
}
.fif-col ul {
  list-style: none !important;
  padding: 0 !important;
  margin: 0 !important;
}
.fif-col ul li {
  margin-bottom: 14px !important;
}
.fif-col ul li a {
  color: rgba(255,255,255,0.65) !important;
  text-decoration: none !important;
  font-size: 14px !important;
  font-family: 'DM Sans', sans-serif !important;
}
.fif-col ul li a:hover { color: #fff !important; }
.fif-nexa-box {
  background: #091E5F !important;
  border: 1px solid rgba(255,255,255,0.25) !important;
  border-radius: 6px !important;
  padding: 12px 16px !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  margin-bottom: 22px !important;
}
.fif-nexa-box img {
  max-height: 46px !important;
  max-width: 140px !important;
  display: block !important;
  object-fit: contain !important;
}
.fif-corp-label {
  display: block !important;
  font-size: 10px !important;
  letter-spacing: 2px !important;
  text-transform: uppercase !important;
  color: rgba(255,255,255,0.35) !important;
  margin-bottom: 10px !important;
  font-family: 'DM Sans', sans-serif !important;
  font-weight: 500 !important;
}
.fif-corp-line {
  font-size: 13px !important;
  color: rgba(255,255,255,0.55) !important;
  margin: 0 0 4px !important;
  line-height: 1.7 !important;
  display: block !important;
  font-family: 'DM Sans', sans-serif !important;
}
.fif-eh-box {
  background: transparent !important;
  border: 1px solid rgba(255,255,255,0.25) !important;
  border-radius: 6px !important;
  padding: 12px 16px !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  margin-top: 20px !important;
}
.fif-eh-box img {
  max-height: 65px !important;
  max-width: 95px !important;
  display: block !important;
  object-fit: contain !important;
}
.fif-bar {
  display: flex !important;
  justify-content: space-between !important;
  align-items: center !important;
  padding: 16px 0 !important;
  flex-wrap: wrap !important;
  gap: 10px !important;
}
.fif-bar-copy {
  font-size: 11px !important;
  color: rgba(255,255,255,0.3) !important;
  margin: 0 !important;
  font-family: 'DM Sans', sans-serif !important;
}
.fif-bar-links { display: flex !important; gap: 20px !important; }
.fif-bar-links a {
  font-size: 11px !important;
  color: rgba(255,255,255,0.4) !important;
  text-decoration: none !important;
  font-family: 'DM Sans', sans-serif !important;
}
.fif-bar-links a:hover { color: rgba(255,255,255,0.75) !important; }

@media (max-width: 768px) {
  .fif-wrap { padding: 40px 24px 0 !important; }
  .fif-grid { grid-template-columns: 1fr !important; }
  .fif-col { padding: 0 0 32px 0 !important; border-right: none !important; border-bottom: 1px solid rgba(255,255,255,0.08) !important; margin-bottom: 32px !important; }
  .fif-col:last-child { border-bottom: none !important; margin-bottom: 0 !important; }
}
</style>

<div class="fif-wrap">
  <div class="fif-grid">

    <div class="fif-col">
      <div class="fif-divider"></div>
      <h4>Stay Connected</h4>
      <span class="fif-name">Ryan Ehmen</span>
      <div class="fif-item">
        <svg viewBox="0 0 24 24" fill="none" stroke-width="2" xmlns="http://www.w3.org/2000/svg"><path d="M22 16.92v3a2 2 0 01-2.18 2 19.79 19.79 0 01-8.63-3.07A19.5 19.5 0 013.07 9.8 19.79 19.79 0 01.22 1.18 2 2 0 012.22 0h3a2 2 0 012 1.72c.127.96.361 1.903.7 2.81a2 2 0 01-.45 2.11L6.91 7.09a16 16 0 006 6l.56-.56a2 2 0 012.11-.45c.907.339 1.85.573 2.81.7A2 2 0 0122 16.92z"/></svg>
        239.877.1971
      </div>
      <div class="fif-item">
        <svg viewBox="0 0 24 24" fill="none" stroke-width="2" xmlns="http://www.w3.org/2000/svg"><path d="M4 4h16c1.1 0 2 .9 2 2v12c0 1.1-.9 2-2 2H4c-1.1 0-2-.9-2-2V6c0-1.1.9-2 2-2z"/><polyline points="22,6 12,13 2,6"/></svg>
        <a href="mailto:rehmen@nexalending.com" style="color:rgba(255,255,255,0.75)!important;text-decoration:none!important;">rehmen@nexalending.com</a>
      </div>
      <div class="fif-item">
        <svg viewBox="0 0 24 24" fill="none" stroke-width="2" xmlns="http://www.w3.org/2000/svg"><path d="M21 10c0 7-9 13-9 13s-9-6-9-13a9 9 0 0118 0z"/><circle cx="12" cy="10" r="3"/></svg>
        Naples, FL
      </div>
      <span class="fif-nmls">NMLS: 264632</span>
    </div>

    <div class="fif-col">
      <div class="fif-divider"></div>
      <h4>Quick Links</h4>
      <ul>
        <li><a href="https://financeinflorida.com/document-checklist">Document Checklist</a></li>
        <li><a href="https://financeinflorida.com/mortgage-insights">Mortgage Insights</a></a></li>
        <li><a href="https://financeinflorida.com/privacy-policy">Privacy Policy</a></li>
        <li><a href="https://www.nmlsconsumeraccess.org" target="_blank">NMLS Consumer Access</a></li>
      </ul>
    </div>

    <div class="fif-col">
      <div class="fif-divider"></div>
      <h4>Licensed By</h4>
      <div style="display:flex;align-items:center;gap:12px;margin-bottom:22px;">
        <div class="fif-nexa-box" style="margin-bottom:0!important;">
          <img src="https://financeinflorida.com/wp-content/uploads/2026/06/Nexa_Mortgage_Logo_White.png" alt="NEXA Mortgage">
        </div>
        <div class="fif-eh-box" style="margin-top:0!important;">
          <img src="https://financeinflorida.com/wp-content/uploads/2026/06/Equal_Housing_Lender_Gray.png" alt="Equal Housing Lender">
        </div>
      </div>
      <span class="fif-corp-label">Corporate Address</span>
      <span class="fif-corp-line">5559 S Sossaman Rd Bldg #1</span>
      <span class="fif-corp-line">Suite #101, Mesa, AZ 85212</span>
      <span class="fif-corp-line">NMLS: 1660690</span>
    </div>

  </div>

  <div class="fif-bar">
    <p class="fif-bar-copy">© 2025 Finance in Florida &middot; Ryan Ehmen &middot; NEXA Mortgage &middot; NMLS 264632</p>
    <div class="fif-bar-links">
      <a href="https://financeinflorida.com/privacy-policy">Privacy Policy</a>
      <a href="https://www.nmlsconsumeraccess.org" target="_blank">NMLS Consumer Access</a>
    </div>
  </div>

</div>

Stay Connected

Ryan Ehmen

239.877.1971

rehmen@nexalending.com

Naples, FL

NMLS: 264632

Quick Links

Licensed By

NEXA Mortgage

Equal Housing Lender

Corporate Address 5559 S Sossaman Rd Bldg #1 Suite #101, Mesa, AZ 85212 NMLS: 1660690

© 2025 Finance in Florida · Ryan Ehmen · NEXA Mortgage · NMLS 264632

Privacy Policy NMLS Consumer Access