Turn your mortgage into a wealth-building tool.

Learn how to merge your banking and mortgage to harness compound interest and become debt-free in as little as 7–15 years.

RUN YOUR NUMBERS

The index used is the SOFR Index which can be found here: Secured Overnight Financing Rate (SOFR) | FRED | St. Louis Fed
*Working on an APPI Key that automatically puts this in the Index Field but it is not automated yet. 

Calculations are based on the interest rate shown above and assume interest accrues daily at that rate. All figures are estimates for illustrative purposes only; actual results may vary.

CUSTOM MORTGAGE MANAGEMENT

SOFR is disabled in this build. Enter the Index manually.
LTV
Interest Calculation:
(Margin + Index) / 365 × 30 days
Principal reduction = (Income − Expenses − Interest) applied to the beginning balance
Schedule Mo1: daily · Mo2+: monthly
Mo Balance Mo. Interest EOM Balance Interest Paid Disc Income Cumm Interest Balance

ALL MORTGAGE PRODUCTS AVAILBLE

Agency Loans

Loans securitized by Fannie / Freddie

Government Backed Loans

FHA | VA | USDA | 203(k) | 203(h)

JUMBO Loans

Loans larger than conforming loan limit. (Varies by County Nationwide)

100% Doctor Loans

100% Financing for MDs without Private Mortgage Insurance

New Construction Loans

Loan for financing the construction of a new home

Fix & Flip Loans

Short-term loan for buying, renovating, selling

Renovation Loans

Loan for home purchase and renovation costs

DSCR

Debt Service Coverage Ratio

Bank Statement Loans

Loan approved using bank deposits in lieu of tax returns

Stated Income Loans

Loan based on declared, unverified borrower income

No Income Loans

Loan without verifying borrower's income documents

Hard Money Loans

Asset-backed, short-term, high-interest loan

40 Year Loans

Loans amortized over 40 years offering a lower monthly payment

Interest Only Loans

Loans with the option of paying interest-only for a set period before becoming an amortized loan.

Foreign National Loans

Loan for non-U.S. citizens buying U.S. property.

ITIN Loans

Loans for people with an ITIN and not a SS Number

Lot and Land Loans

Loans for purchasing vacant land or undeveloped property.

Farm | Ranch Loans

Loan for purchasing or improving agricultural property, including farmland, ranches, or livestock operations.

DPA Loans

Down Payment Assistant Loans

Bridge Loans

Utilizing the equity in one home as collateral to secure financing for a new home

Non-Warrantable Condo

Condos that do not meet Agency underwriting standards

Condotel

Loans for Condos that are required to be hotel operated

Barndominium Loans

Loan for building or buying a barndominium-style home.

Asset Depletion Loans

Loan using assets to qualify borrower by calculating assets to make payments for a set period of time.

Piggy Back Purchase Loans

Two loans used together to avoid PMI and finance a home with smaller down payment (First and Second Mortgage)

Reverse

Loan for seniors to convert home equity into cash and loan is repaid when home is sold.

Church Loans

Loan for church property purchase or renovation.

420 Income Loans

Loans where income is derived from the marijuana industry

Manufactured Housing Loans

Loan for purchasing or refinancing factory-built homes, like mobile or modular housing units.

First Time Home Buyer

For First Time Home Buyers

SBA Loans

Small Business Administration Loans

Commercial Loans

Loan for business purposes, including property, equipment, or working capital funding.

HELOC

Home Equity Line of Credit.